Ho hum | Card

They decided to delay giving the verdict for my disciplinary hearing pending a psychiatric report.
In the meantime, I wandered around the shops in town.
"Excuse me!" someone shouted.
I walked faster, fearing another beating.
"Oi mate!" some bloke stopped me, "have you dropped something?"
I checked my pockets and discovered that my bank card was missing.
"Yes," I said, "I've lost my bank card."
He held his hands behind his back, "I've got to check," he said, " can you tell me which bank it is?"
"HSBC," I said.
"Right, but that could just be a lucky guess. What's the name on it?"
I told him my name.
"Yeah, but that could be a lucky guess as well... what's the sort code on it?"
"I don't remember," I said.
"Ah well," he sighed, "I'm not sure you're genuine then..."
"I can prove it!" I said, "My signature..."
"Yeah but anyone can forge a signature..."
I was stumped.
"Wait a minute!" the stranger exclaimed, "What about your PIN number? Only the owner's going to know that."
"My PIN number? I can't tell you..."
"Well..." he sighed again, "I'm just going to have to destroy it and the real owner's going to have to report it as stolen. And he's going to have to go through all the rigmarole of getting a new one sent out which could take days..."
"But you've got no way of telling if the number's right," I protested.
"Yes I can, just go to a cashpoint and test it. Five minutes, as opposed to what, two, three weeks to get a new one?"
"Oh... alright then. It's 1475." I said.
"I'll be right back," he grinned.
But he wasn't.
And strangely there's no money in my bank account now.